- Create a spending plan and commit to a spending limit. If you don’t set a specific dollar limit for holiday gifts, then your spending may grow out of control.
- Make a list of recipients and decide how much you are going to spend for each person.
- Shop with your list. It will help you stay on track and avoid impulse spending.
- Use cash instead of credit cards. When the money is gone, you will be forced to stop shopping.
- Comparison shop and use coupons.
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