Memphis!

Make your Money Work for you!

Get Started

Saving Starts here

Download the mo app

Change starts here

From Saving to Real Results

Once you’ve started saving, the next step is building momentum.

Memphis Saves connects you to programs through RISE Memphis that help you grow your money, strengthen your financial habits, and move toward real goals.

Whether you’re looking to grow your savings faster or get support managing your finances, there’s a path designed to meet you where you are.

  • Grow your savings with matched funds
  • Get guidance to manage money and improve credit
  • Build habits that lead to long-term stability
  • Easy App download

Testimonial

“The Rise Memphis Save Up Program has been so great for me! Even though I have completed the program, I will keep working to save even more. Through the save program, I was able to get a new laptop for my Bookkeeping business as well as headphones so that I am able to work in loud spaces. They also connected. me with a financial advisor who has provided me with the next steps to completely pay down my debt. I will continue to save and continue to work towards being debt free! Thank you so much!!”

– K. Youngblood, SAVE Up Participant

Testimonial

“Through one-on-one counseling, I was able to better understand my finances, create a plan, and stay consistent with saving and budgeting. Over time, I’ve seen real progress. Today, my credit score has improved to 742, which is something I’m incredibly proud of.

RISE Memphis didn’t just help me improve my finances. They helped me think differently about money, plan for the future, and take steps that I didn’t think were possible before.”

— D. Jones, GMFEC Participant

Residents Counseled

Homes Purchased

In Debt Eliminated

In Local Economic Impact

Once you have the app

Choose a Program

Rise Program 

SAVE Up Program

Turn Your Savings Into Something Bigger

A matched-savings program that helps you build better money habits and reach your financial goals.

How it works:

• Save $50–$100 per month, minimum 6 months 
• Get your savings matched 2-to-1 up to $1,000
• Grow your total up to $3,000 to purchase an eligible asset

Learn More

Rise Program 

Greater Memphis Financial Empowerment Center

Support That Helps You Move Forward

The GMFEC offers free, one-on-one professional financial counseling to all Shelby County residents. Certified financial counselors are available for personalized guidance and can help you deal with a wide range of personal financial issues. 

How it works:

• Create a budget that fits your income
• Improve your credit over time
• Access safe and affordable banking options
• Learn through financial education sessions

Learn More

This Is Your Moment to Start

Taking control of your finances doesn’t have to be overwhelming. With the right tools and support, small steps can lead to real change.

Memphis Saves and RISE Memphis are here to help you move forward—with guidance, structure, and opportunities designed to help you grow.

All it takes is getting started.

Save Faster

Grow your savings faster with matched funds. Matched 2-to-1.

Support

Your goals are within reach with hands-on guidance and real tools to help you grow

Build Momentum

Stay consistent and watch your savings turn into real progress

Meet Your Goal

What you’re working toward is closer than you think, your next milestone starts now

Get Started

Saving Starts here

Download the mo app